Suddenly I want to upload my ID card, WeChat Pay and Alipay have a "new adjustment"! What the hell is going on? Recently, many friends have discovered this change when transferring money, and for a while, many people are speculating whether this is another "black technology" new feature? Don't worry, this matter is actually far more serious than you think, follow me down and uncover the truth behind it.
When it comes to WeChat and Alipay, this is something we can't do without every day, buy an early, take a taxi, transfer an account, without them, I don't know how to live! But recently, a friend complained to me: "Why do you suddenly have to upload your ID card for transfer?" What kind of operation is this? "What the hell is going on?
This "new adjustment" is actually not an idea that WeChat and Alipay came up with on their own, but according to the country's policy. Do you know? In order to strengthen the security and stability of the financial market, the state has promulgated the Measures for the Administration of Anti-Money Laundering and Anti-Terrorist Financing of Payment Institutions. This policy didn't come out of nowhere, but it may seem sudden to everyone
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According to this management method, if your single transfer amount meets the standard set by the bank and the payment platform, at this time, the platform will require you to perform real-name authentication, that is, the set of uploaded ID cards. In fact, it makes sense to do this, not only to protect the country's financial security, but also to protect you, me and his money bags, and prevent those lawbreakers from taking advantage of them.
Let's talk about what this real-name authentication is all about. Suppose you want to transfer a large amount of money, and the system looks at it, hey, this amount is not small, and then it has to confirm whether it is really you operating. It's like when you go to the bank to withdraw money, the bank teller will look at your ID card to make sure that the money is really going to be transferred to the other party and not stolen by someone with ulterior motives.
In this process, you may feel troublesome, after all, who doesn't want to get things done in a little bit, but this "trouble" is actually to add a lock to the security of your funds. Come to think of it, without this layer of review, if your account is compromised, it can be a huge loss.
In addition to transfers, there are also some situations that require real-name authentication. For example, if you want to buy a prepaid card, or recharge or refund the prepaid card, these operations involve the flow of money, and naturally you need to verify your identity. This series of measures is to make the prepaid card market more standardized and prevent people from using this channel to launder money.
Some friends may be worried, is it safe to upload ID cards? What if the information is leaked? You can put a hundred hearts on this. As large-scale payment institutions, WeChat and Alipay attach great importance to the information security of users. When collecting and using personal information, they must strictly comply with relevant laws and regulations to ensure that these sensitive information are properly protected.
Of course, as users, you and me must also have the awareness to protect their own information. When performing various operations, it is necessary to confirm the safety of the operating environment, such as not making large transactions under public WiFi, and not clicking on unknown links.
Through these adjustments, although it may cause us some operational inconvenience, in the long run, it is an effective measure to ensure the safety of our funds. With the continuous advancement of technology, it is believed that these operations will be more convenient and safer in the future.
The next time you are making a transfer, don't panic and don't feel strange if the system prompts you that you need to perform real-name authentication. This is all for the safety of your and my funds, one more verification, and one more peace of mind. Don't look at this little bit of "trouble", in fact, it is actually locking our property safely and making our lives more worry-free.