Thank you very much for reading, and if you like the article of "Ink Artist", I very much hope that you can click "Follow", so that you can get more of our works and information in time. Your attention is the driving force for our continuous creation, and we look forward to your support! Thanks again!
Text: Moyin Craftsman
Edited by the Ink Artist
Preamble:
In the current complex and volatile economic situation, many people are worried about their finances. But in fact, in the face of an economic downturn, the best investment is not to blindly pursue high returns, but to fundamentally protect family income and create a solid wealth safety net.
Warm tablets
Someone asked a financial blogger: How to make money and invest in the next few years to increase the value of assets?
The blogger replied with only two words: keep the house. What does that mean? The bonus period of making a lot of money has passed, and all walks of life are getting more and more involved, don't expect to get rich overnight. After that, you must be cautious, and to keep your family is to watch over your own life.
Yang Guoying, a financial commentator, once said that in this era, 90% of middle-class families in China will see their wealth shrink. While most families are shrinking their wealth, they are also prone to fall into the consumption trap and accelerate their return to poverty. In the past few years, it is better to improve the financial quotient and tighten the money bag than to make money. In the next three years, maintaining family income is a compulsory course for every family.
body
First of all, we need to firmly guard the main source of income for our families. Whether it's a job income or other stable income, work hard to maintain and improve. This not only means improving one's work and improving one's competitiveness, but also finding diversified income channels, such as part-time jobs, investments, etc. Only by ensuring that the family's main source of income is stable can we maintain a relatively safe financial position in the event of an economic downturn.
Coin Fat Yuan: Miserable into the big pit of medical treatment When will the day of unwinding come You want to make money It wants to eat your principal When my floating losses are reduced, I will quit the stock market Work hard and make money Life is not only for me A but also life
June 28, 15:34
Ta : Don't dare to look at the fund account, afraid of backing the past [Yun Bei]
June 28, 15:33
A song of mountains and rivers: [school season] I hope to see the three major stock indexes open higher every day!
28 June, 15:36
Little Girl 2009: Fifteen-year-old shareholders have closed their accounts and said goodbye [faint]
28 June, 16:11
Second, we need to actively build a financial safety net. This includes deposits, insurance, investments, and other forms. By diversifying our investments, we can reduce the risk of a single investment product while ensuring the liquidity and safety of the assets. At the same time, we need to focus on long-term savings to prepare for the future. In the event of an economic downturn, we can rely on this safety net to stay afloat and weather the storm.
Lesheng
Investment is an opportunity cost, buying this opportunity means that it is to give up another opportunity, in case of misjudgment, and then see other opportunities, it is easy to miss the best opportunity, how to allocate the funds in hand, this requires professional knowledge, after all, everyone's funds are limited. These are opportunity costs, such opportunity costs are difficult to accurately calculate, our solution is not to do short-term things, calculate big accounts, five years and ten years, and then look back to see if the funds in hand can stay for so long, can stay to buy, if you can't stay on the melon to watch the show, not greedy.
In addition, we need to focus on controlling spending and rationally planning household spending. In times of economic downturn, we must learn to consume prudently and rationally, and avoid excessive consumption and debt. At the same time, we need to improve the resilience of families, such as building an emergency fund. Only in this way can we protect our wealth and ensure the stability and happiness of our families in times of economic downturn.
Conclusion
In conclusion, in times of economic downturn, the best investment is not to blindly pursue high returns, but to fundamentally hold family income and build a solid wealth safety net. Only in this way can we protect our wealth in the midst of economic turmoil, tide over the difficulties, and welcome a better future.
The picture comes from the Internet, and the infringement must be deleted!